PISA2022财经素养分析与测评框架:分析与启示

PISA2022 Financial Literacy Analysis and Assessment Framework:Analysis and Enlightenment

2012年PISA首次开展了财经素养测评,其分析与测评框架促进了各方对中学生应具备的财经知识和技能的研究,同时也为财经素养教育在世界各国的开展提供了有力依据。2019年,经济合作与发展组织再次修订并发布了PISA2022财经素养分析与测评框架。PISA2022财经素养定义的表述更强调非认知因素“态度”的作用,内容领域更能反映时代发展,过程领域涵盖更广,测评权重的调整体现对风险和回报、分析财经问题更重视。通过分析PISA2022财经素养分析与测评框架的内涵、组织内容、评价实施的发展趋势,以期为进一步完善我国财经素养课程标准体系建设,提升财经素养课程与学科核心素养的融入度,并为加强“基于证据”的财经素养评价的方法研究提供借鉴。

In 2012,PISA conducted the assessment of financial literacy for the first time.Its analysis and assessment framework has promoted the research on financial knowledge and skills that middle school students should possess,and also provided a strong basis for the world development of financial literacy education.In 2019,OECD again revised and published the PISA2022 Financial Literacy Analysis and Assessment Framework.The definition of financial literacy in PISA2022 lays more emphasis on the role of non-cognitive factor“attitude”.The description of content field can better reflect the development of the times.The process area is described more broadly.The adjustment of assessment pays more attention to risk and return,analysis of financial issues.Analyzing the connotation,organization,content and development trend of the PISA2022 financial literacy analysis and assessment framework will provide reference for the following aspects,i.e.perfecting the financial literacy curriculum standard system construction,improving the integration of financial literacy curriculum and discipline core literacy,and strengthening“evidence based”financial literacy evaluation method research.