商业银行发展科创金融业务的思考

Thoughts on the Development of Science and Technology Innovation Financial Services in Commercial Banks

加快科技创新是推动我国高质量发展、实现人民高品质生活、构建新发展格局、开启全面建设社会主义现代化国家新征程的迫切需要。科创企业是最活跃的创新主体,是科技研发和成果转化的核心载体。金融是现代经济的血脉,科创企业的发展,离不开金融的有效支持。作为我国金融体系的主体,商业银行理应扛起科创金融服务的大旗,努力突破科创金融业务发展面临的瓶颈,有效支持科创企业发展,助力国家创新驱动发展战略的实施。

Actively participating in science and technology innovation financial services is the only way for commercial banks to improve their core competitiveness and achieve sustainable development. But Commercial banks should be aware of the risks of it and promote the related business prudently.