第三方支付对中国商业银行的影响及对策分析

Analysis of the Influence of Third Party Payment on Chinese Commercial Banks and Countermeasures

当前,我国第三方支付发展十分迅猛,从最初的探索阶段开始,到如今不断地发展,并将在未来成为一个规范、成熟的互联网支付行业。本文立足于第三方支付平台的发展现状,分析了第三方支付业务、存款等,以探讨应对策略。

At present,the development of third-party payment in our country is very rapid.From the initial exploration stage,it continues to develop now,and it will become a standardized and mature Internet payment industry in the future.Based on the development status of third-party payment platforms,this article analyzes third-party payment services,deposits,etc.,to discuss countermeasures.