大学生预防金融诈骗与治理探析

An Analysis of Financial Fraud Risk Prevention and Management for College Students

随着社会经济的快速发展,互联网金融强势崛起,适合大学生的金融产品也层出不穷。大学生作为金融消费者的特殊群体,因投资经验不足、金融知识欠缺、风险防范意识薄弱等原因,容易陷入不法分子的诈骗陷阱,造成难以预估的损失,使大学生遭受金融诈骗的风险日趋严重。金融诈骗对大学生群体今后的理财习惯、金融行业的健康发展,乃至整个国家未来的经济运行都有着严重危害性。因此,治理大学生群体中的金融诈骗,提高大学生的金融安全防范意识刻不容缓。

With the rapid development of social economy and the strong rise of internet finance,financial products suitable for college students are emerging in an endless stream.As a special group of financial consumers,college students often fall into the fraud trap of criminals due to their lack of investment experience,lack of financial knowledge and weak awareness of risk prevention,resulting in unpredictable losses.College students are at an increasing risk of financial fraud.Financial fraud has serious harms to the future financial habits of college students,the healthy development of the financial industry,and even the future economic operation of the whole country.Therefore,it is urgent to control the financial fraud among college students and improve their awareness of financial security.