大数据视角下电商企业财务法律风险研究

Research on the Financial Management Risks of E-commerce Enterprises from the Perspective of Big Data

财务管理对于电商企业的发展起到了决定性作用。电商企业在短短的几年内,发展速度呈现出几何增长,同时财富暴增的速度也远远超越传统企业,但是其也面临着一系列问题,如电商企业的财务管理面临着比传统企业财务管理更多的法律风险,如经营风险、信用风险隐含的法律风险、信息的安全风险,以及支付效率低、信息无法共享、交易真实性难以核对等都将对电商企业财务管理形成巨大的挑战。大数据这一跨时代技术的出现,可以帮助电商企业解决一些关键问题,通过管理决策机制、预算提升机制和信息安全管控机制来有效应对这些风险。电商企业需要在大数据的基础上构建一套财务风险管理体系,而完成这一体系需要国家完善相应的法律制度,通过大数据加强监管,以及电商企业管理者提升法律意识完成现代化转型,让国家逐步形成一套信用体系法律制度,提升电商行业文化软实力。

Financial management plays a decisive role in the development of e-commerce companies.In just a few years,the development speed of e-commerce companies has shown geometric growth.At the same time,the rapid increase in wealth has far surpassed that of traditional companies.However,they are also facing a series of problems,such as the financial management of e-commerce companies.But it also faces a series of problems.For example,the financial management of e-commerce companies faces more risks than traditional corporate financial management,including operational risks,credit risks,information security risks,low payment efficiency,inability to share information,and real transactions.Difficulties in checking and so on will pose a huge challenge to the financial management of e-commerce companies.The emergence of big data and a cross-age technology can help e-commerce companies solve some key problems,and effectively deal with these risks through management decision-making mechanisms,budget improvement mechanisms,and information security management and control mechanisms.E-commerce companies need to build a financial risk management system on the basis of big data.To complete this system,the country needs to improve the corresponding legal system,strengthen supervision through big data,and complete the modernization of e-commerce companies,so that the society will gradually form a unified system and set up a credit system to enhance the cultural soft power of the e-commerce industry.