工业小微企业发展困境及对策研究

Research on the Development Dilemma and Countermeasures of Industrial Small and Micro Enterprises

工业小微企业存在资质先天不足、本金小等问题,造成企业规模小,在市场上的产品竞争力小,持续经营能力不够。现在工业小微企业面临四大困境,分别是人才、资金、市场和技术。为了小微企业发展赢得银行资金的支持和倾斜,相关监管部门出台了一系列政策。工业小微企业只有从数量上增加和质量上提高,才能为我国经济社会发展作出更大贡献。

Industrial small and micro enterprises have congenital deficiencies in qualification and small princi pal,resulting in small enterprise scale,small product competitiveness in the market and insufficient sustainable operation ability.Now industrial small and micro enterprises are facing four major difficulties,namely talent,capital,market and technology.In order to win the support and preference of bank funds for the development of small and micro enterprises,relevant regulatory authorities have issued a series of policies.Industrial small and micro enterprises need innovation only by strengthening management,survival and development.Only by increasing the quantity and improving the quality of industrial small and micro enterprises can they make greater contributions to China’s economic and social development.