摘要
Fintech is rapidly developing around the world,with mobile Internet,Big Data,cloud computing,artificial intelligence(AI),and other information technologies integrated with financial business,and gradually moving from the“back office”to the“forefront.”Fintech has continuously released innovation-driven vitality,promoted China’s rapid progress to the global leading position in key fields such as payment and settlement,and resulted in world-renowned achievements.The essence of fintech boils down to finance and its core task is to apply information technology to improve the quality and efficiency of finance.