大学生消费信贷研究--基于南京大学生的调查

Research on college students'consumption credit-Based on the investigation of college students in Nanjing

随着网络消费信贷产品的产生及信贷平台的崛起,消费信贷与我们生活的交织日益增加。而当代大学生群体作为特殊的消费群体,与信贷平台之间的关系也变得十分紧密。为了解当代大学生与信贷平台之间的关系以及为促使双方能够和谐发展,对南京市大学生展开问卷调查,对收集到的数据进行实证分析,并从大学生自身、家庭等四个角度提出合理的建议。

With the emergence of online consumer credit products and the rise of credit platforms,consumer credit is increasingly intertwined with our lives.As a special consumer group,the relationship between contemporary college students and credit platform has gradually become very close.In order to understand the current situation between contemporary college students and credit platform,and to promote the harmonious development of both sides,a questionnaire survey was conducted among college students in Nanjing,and the collected data were analyzed empirically.Finally,reasonable suggestions were put forward from four angles of college students themselves and their families.