优化营商环境视角下知识产权质押融资的困境与对策

The dilemma and solution of intellectual property pledge financing from the perspective of optimizing business environment

在优化营商环境的视角下,发展知识产权质押融资具有重要意义。而知识产权质押融资的现状却存在着法律规定不足、知识产权评估体系不健全、知识产权质押登记制度不便利、知识产权流转处置困难、风险管理和补偿机制不足等困境。建议从完善立法、改善知识产权评估方法、简化质押登记程序、加快知识产权变现流转、构建风险管理模式等方面进行完善。

From the perspective of optimizing the business environment,the development of intellectual property financing pledge is of great significance.However,the current situation of intellectual property pledge financing does exist in the dilemma of insufficient legal regulations,incomplete intellectual property evaluation system,inconvenient intellectual property pledge registration system,difficulty in intellectual property transfer and disposal,and insufficient risk management and compensation mechanisms.It is recommended to improve the legislation,improve the method of intellectual property evaluation,simplify the pledge registration procedure,accelerate the realization of intellectual property rights,and build a risk management model.