基于供应链金融视角的我国饲料行业金融发展模式分析

Research on the financial development model of china feed industry based on the perspective of supply chain finance

供应链金融是为了实现企业经营成本的最小化目标,通过融合供应商、企业、购货商等多方主体,实现采购、加工、销售、物流等环节的有机整合,打破传统供应链一体化纵深的产业形式。在“互联网+”技术的支撑下,供应链金融一定程度上克服了传统金融发展模式的缺点,具有融资门槛低、业务流程简单、监管效率高等优势。我国饲料行业也主动进行供应链金融模式的探索,以此解决行业发展存在的资金短缺、获取资金难度高、成本高等问题。但我国饲料行业在金融发展模式上的不足,导致供应链金融存在法律风险、模式不合理、操作风险等问题。为加快我国饲料行业的转型升级,本文基于供应链金融对我国饲料行业金融发展模式的影响,分别论述常见的供应链平台发展模式、互联网金融发展模式、服务型金融发展模式,并提出有利于饲料行业供应链金融发展模式的建议。

Supply chain finance is to achieve the goal of minimizing the operating costs of enterprises,integrating suppliers,enterprises,buyers and other parties to achieve the organic integration of procurement,processing,sales,logistics and other links,breaking the traditional supply chain integration depth industrial form.With the support of“Internet+”technology,supply chain finance has overcome the shortcomings of the traditional financial development model to a certain extent,and has the advantages of low financing thresholds,simple business processes,and high regulatory efficiency.My country’s feed industry has also actively explored supply chain finance models to solve the problems of shortage of funds,difficulty in obtaining funds,and high costs in the development of the industry.However,there were still some problems in the financial development model of China feed industry,which leads to supply chain finance.There were legal risks,unreasonable models,operational risks and other issues.In order to accelerate the transformation and upgrading of my country's feed industry,this article discussed the common supply chain platform development model,Internet finance development model,and service-oriented finance development based on the influence of supply chain finance on the financial development model of China feed industry.It also put forward suggestions and countermeasures that were conducive to the supply chain financial development model of the feed industry.