山东省农村居民家庭金融资产选择行为研究

Research on Financial Assets Choice Behaviors of Rural Households in Shandong Province

随着我国经济和金融的快速发展,越来越多的居民开始了解和进入金融市场。本文主要通过分析山东省农村居民2000—2010年人均期末金融资产余额和2011—2019年金融资产财产性收入,探究20年来山东省农村居民的金融资产选择结构变化趋势及特点,并提出相应的优化建议。

With the rapid development of China,s economy and finance,household financial assets account for an increasing proportion of the entire financial assets,and play an important role in the macroeconomic operation.This paper analyzes the financial asset balance per capita of rural residents in Shandong Province from 2000 to 2010 and the financial asset property income from 2011 to 2019,for the purpose of exploring the influencing factors,characteristics and problems of rural residents,financial asset selection behavior in Shandong Province in the past 20 years,corresponding countermeasures and suggestions are put forward.