金融业高质量发展的评价标准探析

Analysis on Evaluation Criteria for High Quality Development of Financial Industry

金融业高质量发展是一个热点话题,但是金融业如何高质量发展目前并不是特别清晰。文章提出金融业高质量发展的评价应该采取五个标准:创新性、盈利性、服务性、结构性、安全性。创新性标准是金融业发展的动力标准;盈利性是指金融业效率标准;服务性是指金融业的实体性标准;结构性是指优化市场、行业和金融产品结构;安全性标准是指降低贷款风险和其它金融风险。通过这五个标准的分析,可以得出:金融业高质量发展是宏观和微观相统一,目标与结构相统一,自身发展与助推经济相统一;自身结构与自身效率和增长的统一;自身增长与防范风险相统一。金融业高质量发展的关键是要放在与经济的关系中进行考察。

The high quality development of financial industry is a hot topic,but it is not particularly clear how high quality development of financial industry.The evaluation of high-quality development of financial industry should adopt five criteria:Innovation,profitability,service,structure and security.Innovation standard is the motive force standard of financial industry development,profitabi-lity refers to financial industry efficiency standard;Service refers to financial industry entity standard;Structure refers to optimizing market,industry and financial product structure;Safety standard refers to reducing loan risk and other financial risk.Through the analysis of th-ese five standards,it can be concluded that the high quality development of financial industry is the unity of macro and micro,the unity of goal and structure,the unity of self-development and promoting economy,the unity of self-structure and self-efficiency and growth,and the unity of self-growth and risk prevention.The key to the high-quality development of the financial industry is to examine the rel-ationship with the economy.