消费备用金的猫腻

Trap of reserve fund for consumption

"申请后不管你用没用,不管你用多少,每月全额收取利息。"信用卡消费备用金,让生活有"备"无患?近年来,由于信用卡新增发卡业务压力增大,一些股份制商业银行盯上了消费备用金业务,纷纷加大营销力度。然而,与业务量一同增加的,还有客户投诉。

Once applied,whether you use it or not,no matter how much you use,interest must be paid in full per month.