基于供应链视角的中小企业融资问题研究

Research on SME financing based on supply chain perspective

作为市场的新鲜血液,中小企业有力地推动了我国经济平稳高效发展,是我国经济发展的主力军。然而,因规模小、抵押物少、担保匮乏,融资难一直阻碍着中小企业的发展。近几年,越来越多的中小企业通过供应链金融解决了融资难的问题。供应链金融可以提高企业间资源循环利用的效率,优化供应链内部的资源配置,打通生产经营的重要环节,实现整个供应链的可持续发展。

As the fresh blood of the market,small and medium-sized enterprises(SMEs)have strongly promoted the steady and efficient development of China's economy,being the main force of China's economic development.However,because of the small size,less collateral,lack of guarantees,financing difficulties have been hurting small and medium businesses.In recent years,more and more SMEs through supply chain finance to solve the problem of financing difficulties.Supply chain finance can improve the efficiency of resource recycling among enterprises,optimize the allocation of resources within the supply chain,open up the important link of production and operation,and realize the sustainable development of the whole supply chain.