青年群体住房自有偏好的形成研究--以“六个钱包”支持购房为例

Research on the Formation of Young People’s Home Ownership Preference--Take Housing Purchase Supported by Six Wallets as An Example

国内既有研究多将住房自有偏好视为理所当然,而忽视了其形成的原因和过程。为研究这一问题,本文引入国际住房比较中的建构和普遍优势两个视角,探索了青年群体住房自有偏好的形成过程和影响因素。分析发现青年群体住房自有偏好的形成更大程度上体现住房政策直接建构的作用,而质疑了福利设计的间接建构作用和普遍优势的解释。代际经济支持作为结构和个体间的斡旋,影响了偏好的形成。在此基础上,本文为落实多渠道供给的住房体系提出了建议。

Most of the existing domestic researches take the preference of housing ownership for granted, but ignore the causes and process of its formation. In order to fill the gap, this paper introduces the perspectives of construction and universal advantages from international housing comparison, and explore the formation process and influencing factors of young people’s home ownership preference. This paper finds that the formation of young people’s home ownership preference reflects the direct effect of construction of housing policy at the greater extent, and questions the indirect construction effect of welfare design and the explanation of universal advantage. Intergenerational economic support, as the mediation between structure and individual level, affects the formation of preference. On this basis, this paper puts forward suggestions for the implementation of multi-channel supply of housing system.