海南自由贸易港背景下民间高利贷问题新动态及防范治理

New Trends and Preventive Governance of Civil Usury under the Background of Hainan Free Trade Port

高利贷是社会经济发展的一大毒瘤,海南建省办经济特区以来,曾深受高利贷问题的困扰。当前,建设中国特色自由贸易港上升为国家战略,海南肩负改革开放的新使命,开发建设力度前所未有,招商引资如火如荼。高利贷经营者、投机者也蠢蠢欲动,无孔不入地渗透于经济、社会、生活等诸多领域。海南自由贸易港建设中,高利贷毒瘤如影随形,因此,防范及治理高利贷问题对服务地方经济发展、保障群众安居乐业、维护社会安全稳定具有重要意义。

Usury is rather detrimental to economic and social development,and since its establishment as a special economic zone,Hainan Province has been plagued by usury.At present,Hainan is undertaking the new mission of reform and opening up,while the construction of a free trade port with Chinese characteristics has become a national strategy,marked by unprecedented development and construction endeavor as well as the full-swing investment attraction.Usurers and speculators are also ready to move,adopting a variety of forms to penetrate economic and social life in a pervasive manner.Usury is universal and inevitable in the construction of Hainan free trade port,so it is extremely important to prevent and control usury so as to serve the local economic development,ensure the peaceful and secure life and work of people,and maintain social stability,which is also a key content of preventing and resolving the major risk.