数字金融驱动高技术产业发展机制实证研究

An Empirical Study of the Mechanism of Digital Finance Driving the Development of High-tech Industry

数字金融在驱动高技术产业发展过程中扮演着重要角色。在实证分析数字金融发展对高技术产业发展产生影响的基础上,探讨数字金融发展影响高技术产业发展的潜在路径。结果表明,数字金融发展能够有效促进高技术产业发展,这种因果关系主要通过数字金融的投资效应和人力资本效应来实现。因此,建议通过完善研发资金投入和人力资本投资两种机制,驱动高技术产业发展。

Digital finance plays an important role in driving the development of high-tech industry.Based on the empirical analysis of the impact of the development of digital finance on the development of high-tech industry,this paper discusses the potential path of the development of digital finance affecting the development of high-tech industry.The results show that the development of digital finance can effectively promote the development of high-tech industry,and this causality is mainly realized through the investment effect and human capital effect of digital finance.Therefore,it is suggested to drive the development of high-tech industry by improving the two mechanisms of research and development investment and human capital investment.