海南自由贸易港视域下数字化人民币试点的框架构想与对策建议

Framework Idea and Countermeasure and Suggestions of Piloting Digital RMB in Hainan Free Trade Port

通过文献分析法,阐述了深圳试点数字化人民币的现状及其存在问题,强调了海南自由贸易港视域下开展数字化人民币试点的重要性,剖析了海南试点数字化人民币存在的潜在风险,进而提出了构建海南试点数字化人民币的框架以及对策建议,如加快制定有关数字化人民币的货币政策以及法规;有效保障数字化人民币的发行和流通安全;着力提升数字化人民币技术的监管水平。

Through document analyzing,this paper explores the current situation and problems of Shenzhen's digital RMB pilot,the importance and potential risks,and the framework and specific countermeasures for Hainan's digital RMB pilot such as speeding up the formulation of monetary policies and regulations related to digital RMB,effectively protecting the issuance and circulation and improving the regulatory level of digital RMB technology.