金融扶贫的逻辑机理、历史演化及后扶贫时代的政策取向

The Logic Mechanism and Historical Evolution of Financial Poverty Alleviation and the Policy Direction in the Post Poverty Alleviation Era

金融短缺是贫困生成的重要根源,金融供给具有脱贫的显著功能和作用,这是金融扶贫的逻辑所在。自实施《国家八七扶贫攻坚计划》以来,我国在借鉴吸收"小额信贷"等国际经验的基础上,创造性地开辟出具有中国特色的金融扶贫理论和模式,为农村脱贫攻坚事业贡献了金融的独特价值。消除绝对贫困后,金融要继续发挥巩固拓展脱贫攻坚成果的政策作用,在巩固拓展脱贫攻坚成果同推动乡村振兴上做好金融政策的有效衔接,确保同向同行。

The shortage of financial supply is a main source of poverty. Financial supply plays a significant role in poverty alleviation, which is the logic of financial poverty alleviation, Since the implementation of the "Seven-Year Program to Help 80 Million People Out of Poverty", China has creatively developed a theory and model of financial poverty alleviation with Chinese characteristics on the basis of international experience such as "micro credit", which has contributed unique financial value to poverty alleviation in rural areas. After the elimination of absolute poverty, finance would continue to play the role in policy by consolidating and expanding the achievements of poverty alleviation, and meanwhile, effectively linkup financial policies and promote rural revitalization to make sure they thrive toward the same direction.