摘要
随着粤港澳大湾区经济融合发展不断深化,市场主体对信用合作的需要越发凸显,粤港澳三地有必要在信用方面通过合作实现优势互补。目前,粤港澳大湾区要建立征信合作机制还存在诸多障碍,如三地对个人信息立法保护力度不同、内地严监管模式下广东征信市场驱动力不足、信息跨境流动缺乏足够的制度支撑等。为促进大湾区跨境信息流动,打造独树一帜的大湾区征信合作体系,有必要从加强个人信息保护、重塑监管思路以及完善数据跨境流动立法等方面着手。
Market body calls for the improvement of credit cooperation in the process of further economic integration of Guangdong-Hong Kong-Macao Greater Bay Area.Advantages complementary in credit cooperation is a must in this area.Some problems are discussed,such as legislative protection of personal information,market driving force of Guangdong credit market,and institutional support for cross-border date flows.The authors address the gap by means of building unique credit reference system in regard to personal information protection,regulatory approach and legislation of cross-border date flows.
作者
李莉莎
温迪
LI Li-sha;WEN Di(Guangdong University of Finance&Economics,Guangzhou,Guangdong,510320)
出处
《广东开放大学学报》
2021年第5期38-44,共7页
JOURNAL OF GUANGDONG OPEN UNIVERSITY
基金
2019年度教育部人文社会科学研究青年基金项目“粤港澳大湾区金融合作的法律研究:理念、制度与进路”(19YJC820027)成果。
关键词
粤港澳大湾区
数据跨境流动
信用合作
信息保护
Guangdong-Hong Kong-Macao Greater Bay Area
cross-border date flows
credit cooperation
information protection