商业银行与互联网金融应对金融风险对比

Comparison of Commercial Banks and Internet Finance Copping with Financial Risks

随着时代的发展,金融行业不断创新,互联网金融也应运而生。互联网金融作为金融行业的新兴领域有着较大的优势,但在实际发展中存在诸多金融风险。该文主要论述了商业银行和互联网金融这两大金融体系应对的金融风险以及两者应对金融风险的举措,并对比两者差异企图求同存异提出对双方有益合作的措施,期望共创我国金融行业的繁荣,也希望能对相关人士有所帮助。

With the development of the times and the continuous innovation of the financial industry,Internet finance also came into being.As a new emerging field of the financial industry,Internet finance has a great advantage,but there are many financial risks in actual development.This article mainly discusses the financial risks faced by the two major financial systems,commercial banks and Internet finance,and their measures to deal with financial risks,and compares the differences between the two,attempts to seek common ground while reserving differences,and proposes measures beneficial to bilateral cooperation,hoping to create the prosperity of China’s financial industry and help relevant people.