金融业信息技术应用创新实践与思考

Practice and Reflection on the Application and Innovation of Information Technology in Financial Industry

目前,我国金融业信息技术应用创新(简称"金融信创")正蓬勃发展,但也面临着项目落地难、选型成本高、实践路径不清晰、人才供需不匹配等问题。在当前"双循环"发展新格局下,金融信创作为"新基建"的重要内容,已成为拉动经济高质量发展的重要抓手。从构建行业和产业协同的政策体系、打造自由开放的金融信创生态、健全供需互促的生态配套体系、培养专业人才建立产学研联动机制、优化金融机构管理营造环境、兼顾"国产化"与"引进化"等方面支持金融业信息技术应用创新发展,有助于全面提升金融业自主创新能力,并从根本上破解制约"双循环"要素流通的障碍。

The application and innovation of information technology in China’s financial industry is booming, but it is also facing problems such as difficult project implementation, high selection cost,unclear practice path, mismatch between talent supply and demand and so on. Under the current "double cycle" development pattern, information technology application innovation in the financial industry, as an important part of "new infrastructure", has become an important starting point to drive high-quality economic development. Supporting the innovative development of information technology application in the financial industry will help to comprehensively improve the independent innovation ability of the financial industry and fundamentally solve the obstacles restricting the circulation of "double circulation" factors.