基层商业银行在金融扶贫中的难点与对策探讨

Discussion on Difficulties and Countermeasures of Grassroots Commercial Banks in Financial Poverty Alleviation

精准扶贫背景下,金融扶贫的价值较为明显。商业银行作为主要金融机构,在实施扶贫工作中仍面临一些挑战,对深入开展扶贫工作提出了严峻的风险和挑战,同时商业银行也是金融扶贫的重要途径之一。基于此,本文从金融扶贫在基层商业银行中的难点入手,根据金融扶贫需求,提出科学有效地应对举措,推动金融扶贫工作的长效推进。

Against the background of targeted poverty alleviation, the value of financial poverty alleviation is obvious. As the main financial institutions, commercial banks still face some challenges in the implementation of poverty alleviation, posing severe risks and challenges to the in-depth development of poverty alleviation work. At the same time, commercial banks are also one of the important ways of financial poverty alleviation. Based on this, this paper starts from the difficulties of financial poverty alleviation in grassroots commercial banks and puts forward scientific and effective countermeasures according to the needs of financial poverty alleviation to promote the long-term advancement of financial poverty alleviation.