中小型皮革企业融资问题研究

Research on financing of small and medium-sized leather enterprises

皮革行业是改革开放后得以发展的一大产业,起步晚,根基浅,在整个行业内部主要以中小型皮革企业为主,大规模企业占比较少。而我国各行业中小型企业始终面临着的一个主要问题便是融资难,中小型皮革企业也不例外。据此,通过详细分析中小型皮革企业融资问题的成因,提出了一系列切实可行的解决措施,具体即政府以政策扶持、银行提供信用环境、金融机构给予强力支持、企业优化经营管理能力、企业以协会抱团贷款融资、企业侧重品牌建设与知识产权,以期能够为中小型皮革企业实现稳定可持续发展提供一定帮助。

Leather industry is a major industry developed after the reform and opening up.It started late and has a shallow foundation.In the whole industry,it is mainly small and medium-sized leather enterprises,and large-scale enterprises account for a relatively small proportion.One of the main problems faced by small and medium-sized enterprises in various industries in China is the difficulty of financing,and small and medium-sized leather enterprises are no exception.Based on this,through a detailed analysis of the causes of the financing problems of small and medium-sized leather enterprises,a series of practical solutions were put forward,specifically,the government provides policy support,banks provide credit environment,financial institutions give strong support,enterprises optimize their operation and management ability,enterprises use association loans to finance,and enterprises focus on brand construction and intellectual property rights,in order to provide help for small and medium-sized leather enterprises to a-chieve stable and sustainable development.