摘要
从理论的角度分析产业结构升级优化的重要性,再采用系统GMM和固定效应等模型实证分析了数字普惠金融在不同区域和不同维度发展与产业结构升级之间的关系。检验结果表明:数字普惠金融显著促进了我国产业结构优化升级,其中对产业结构高级化的显著性和效果高于产业合理化,其次不同维度的数字普惠金融主要是通过覆盖广度和数字化程度产生作用,最后数字普惠金融在中西部地区产生的作用相比东部地区更为显著。
Industrial structure optimization and upgrading can be divided into industrial upgrading and industrial rationalization.First,this paper analyzes the importance of industrial structure upgrading and optimization from a theoretical perspective,and then uses systematic GMM and fixed effect models to empirically analyze the relationship between the development of digital inclusive finance in different regions and different dimensions and industrial structure upgrading.The test results show that the digital inclusive finance significantly promotes the optimization and upgrading of industrial structure,and its significance and effect on the advanced industrial structure are higher than those on the industrial rationalization.Secondly,the effect of different dimensions of the digital inclusive finance is mainly realized through the coverage breadth and the degree of digitalization.Finally,the effect of the digital inclusive finance in the central and western regions is more significant than that in the eastern region.
作者
陈雨飞
邓光君
甘锦欣
CHEN Yufei;DENG Guangjun;GAN Jinxin(School of Economic Management and Law,Hubei Normal University,Huangshi 435000,China)
出处
《科技与经济》
2021年第6期96-100,共5页
Science & Technology and Economy
基金
湖北师范大学研究生创新科研项目——“湖北省数字普惠金融对于绿色全要素生产率的影响研究”(项目编号:20210186,项目负责人:陈雨飞)成果之一。
关键词
数字普惠金融
产业高级化
产业合理化
动态模型
digital inclusive finance
industrial upgrading
industrial rationalization
dynamic model