人工智能产品法律地位、侵权责任形态及责任保险探赜

Legal Status of Artificial Intelligence Products,Infringement Responsibility Form and Liability Insurance

在人工智能侵权案件中,由被害人来证明人工智能存在过错与否显然不公平,应该适用无过错责任的归责原则。管理人唯一免责事由就是生产瑕疵,此时责任推向生产者与销售者。而生产者和销售者的免责事由适用产品责任,即证明现有技术尚不足以发现该产品瑕疵。人工智能与其生产者、管理人之间的侵权责任分担,要在责任承担、损害赔偿和技术发展之间寻求一个平衡点。人工智能发生侵权事故时,损害赔偿由人工智能自身的保险赔付金、基金和报酬承担,不足部分由侵权责任承担者补充赔偿,而管理人和生产者不承担连带责任。

In artificial intelligence infringement cases,it is obviously unfair to certificate whether artificial intelligence is faulty or not.It should apply non-fault responsibility.The only exemption of the manager is to produce a defect,and the responsibility is responsible to the producer and the seller.The exemption of producers and sellers is applicable to product responsibility,that is,to prove that the prior art is not enough to find the product.Artificial intelligence and its producers,the infringement responsibility between manners help us to seek a balance between responsibility,damages and technology development.When an infringement accident occurs,damage compensation is borne by artificially intelligent self-insurance payment,fund and compensation,and the deficiencies are supplemented by the infringement responsibility,and the manager and producer do not assume joint responsibility.