论我国金融科技上市公司的投资价值

On the Investment Value of Fintech Listed Companies

从上市公司中选取51家金融科技公司为样本,通过建立主成分模型,对各公司的盈利能力、偿债能力、资产管理能力和成长性能力四个层面的13项财务数据进行全面分析,结合聚类分析法对各公司的投资价值进行分类研究和综合考评,从而得出各类公因子的方差贡献率和各类公司在各个因子上的得分,找到对投资价值影响较大的层面与各类公司的优势与缺陷,并从投资者与公司管理者的角度给出建议。

In this paper,51 fintech listed companies are studied,by using principal component analysis,selectingthe 13 financial indicatorson the four aspects of each company’s profitability,solvency,asset management,and growth capabilities to do a comprehensive analysis.And then,using cluster analysis to conduct classified research and combined appraisal.Through the above analyses,finding the variance contribution rate of each factor and the average score of companies,inferring the aspects that have a greater impact on investment value and the advantages and downsides of each category companies,and based on such results,providing relevant proposals from the perspective of investors and management.