大数据背景下银行经济预测和金融统计研究

Research on Bank Economic Forecasting and Financial Statistics under the Background of Big Data

银行应当在战略布局和顶层设计上,对大数据技术的运用和金融经济的数据化建设进行规划,要利用大数据技术提升银行金融数据的处理水平和分析水平,根据银行金融数据的统计、分析和预测建立完善的数据模型和数据系统,在挖掘数据的同时要保证数据系统的安全。银行可以根据总行和支行收集的数据建立一个统一的数据库,为银行数据库的数据管理设置规范和标准,在数据库标准化建设的基础上,构建数据共享平台,扩大数据的来源和提高数据处理的效率。

Banks should plan the use of big data technology and the data-based construction of the financial economy in terms of strategic layout and top-level design.They should use big data technology to improve the level of processing and analysis of bank financial data,establish a perfect data model and data system based on the statistics,analysis and prediction of bank financial data,and ensure the safety of the data system while mining the data.Banks can establish a unified database based on the data collected by the head office and branches,set norms and standards for data management of bank databases,and build a data sharing platform based on the standardized construction of databases to expand the sources of data and improve the efficiency of data processing.