基于空间杜宾模型的数字普惠金融与我国区域经济增长研究

Research on Digital Inclusive Finance and China’s Regional Economic Growth Based on Spatial Dubin Model

本文采用空间杜宾模型探究了数字普惠金融与我国区域经济增长之间的关系。结果表明:在三种空间权重矩阵下,我国区域经济增长与数字普惠金融呈现显著的空间正相关性;数字普惠金融对本地经济增长有正向的直接效应,对周边地区有负向的空间溢出效应;教育水平、财政科技投入和产业发展均可促进本地经济增长,但财政科技投入不存在空间溢出效应;政府行为水平对本地经济增长产生了反向的直接效应。

This paper uses spatial Dubin model(SDM)to explore the relationship between digital inclusive finance and regional economic growth in China.The results show that there is a significant positive spatial correlation between regional economic growth and digital inclusive finance in China under three spatial weight matrices.Digital inclusive finance has positive direct effect on local economic growth and negative spatial spillover eff ect on surrounding areas.Education level,financial investment in science and technology and industrial development can promote local economic growth,but there is no spatial spillover effect of financial investment in science and technology.The level of government action has a direct inverse effect on local economic growth.