贸易金融区块链平台的法治保障

The Rule of Law guarantee of Trade Finance Blockchain Platform

多重因素影响下中小企业融资问题成为抑制经济复苏、阻碍经济高质量发展的顽疾,中小企业在国家倾斜性政策支持下仍面临较高的融资门槛,融资缺口大.传统贸易金融模式下能够依靠核心企业的信用缓解部分融资问题,激发经济活力,但是在信任机制、融资便利性、融资成本等方面面临诸多考验,需要在法律制度层面予以回应.区块链作为一种底层应用性技术,与贸易金融运行模式相结合构建出的贸易金融区块链平台,可以在依托技术增进信任建设的基础上,纾解中小企业面临的融资难题.通过类型化分析,公共部门主导的贸易金融区块链平台因其突出的社会公共性而应发挥更多的引领作用.贸易金融区块链平台发展过程中应当加强平台竞争法治、平台标准法治、商业秘密法治、社会公共性法治以及诉讼纠纷解决法治等方面的保障,进而营造开放、包容、创新的贸易金融区块链应用场景.

The financing problem of small and medium-sized enterprises under the influence of multiple factors has become a persistent problem to restrain economic recovery and hinder the high-quality development of the economy.Under the traditional trade and financial model,we can rely on the credit of the core enterprises to alleviate some financing problems and stimulate economic vitality,but they face many tests in terms of trust mechanism,financing convenience and financing cost,which need to be answered at the legal system level.Blockchain as a kind of underlying applied technology,combined with the operation mode of trade finance,the trade finance blockchain platform can alleviate the financing problems faced by small and medium-sized enterprises on the basis of relying on technology to enhance trust construction.Through typing analysis,the public sector-led trade and financial blockchain platform should play a more leading role because of its outstanding social publicity.In the process of developing the trade finance blockchain platform,we should strengthen the protection of platform competition rule of law,platform standard,trade secret,social public and litigation dispute resolution rule of law,so as to create an open,inclusive and innovative application of trade and financial blockchain.