美国农业收入保险对中国农业保险高质量发展的借鉴作用研究

Reference Function of American Agricultural Income Insurance to the High Quality Development of Agricultural Insurance in China

笔者通过深入分析美国农业保险的发展历程以及农业收入保险的运行经验,总结出美国农业保险发展对于上海农业保险乃至中国农业保险发展的借鉴作用,并提出了促进中国农业保险发展的建议,主要包括加大农业保险法治法规的建设;重视农业保险需求的区域差异,满足不同农业经营主体的需求;加大宣传力度,增强农民的参保意识,提高其投保的积极性;加强信息化平台的建设等。

Based on an in-depth analysis of the development process of agricultural insurance in the United States and its operating experience of agricultural income insurance,this paper concludes the reference role of the development experience of agricultural insurance in the United States to the development of agricultural insurance in Shanghai and even whole China.In addition,the paper comes up with some suggestions to improve the development of agricultural insurance in China,including:(1)enhancing the construction of laws and regulations on agricultural insurance;(2)paying attention to the regional differences in agricultural insurance demand to meet the needs of different agricultural business entities;(3)increasing publicity efforts,enhancing farmers’awareness of insurance participation,and increasing the initiative of insurance applicants and so on;(4)strengthening the information platform construction,etc.