金融服务乡村振兴的理论与实践--以吉林省为例

Theory and Practice of Financial Service for Rural Revitalization--Take Jilin Province for Example

金融资源的投入对乡村振兴战略的深入推进具有重要意义。然而,农业产业的自然风险与市场风险依然制约着涉农信贷的投放。构建完善的农村金融服务体系、加大涉农产品创新力度等,充分引导和激励信贷资金流向乡村振兴重点领域仍然是需要不断研究的问题。本文通过对相关理论文献的梳理和吉林省具体实践的总结,得出应推动农村产业优化升级、充分发挥财政资金的激励撬动作用等经验和启示。

The investment of financial resources is of great significance to the further promotion of rural revitalization strategy.However,the agricultural industry’s natural risk and market risk and other factors still restrict the agricultural credit.How to guide and encourage the flow of credit funds to the key areas of rural revitalization is still a problem that needs to be studied continuously.Based on the literature review and the practice of Jilin Province,this paper concludes the experience and enlightenment of promoting agricultural rural industry optimization and upgrading,giving full play to the role of fi nancial incentives and leverage.