金融支持重庆城乡融合发展研究

Research on Financial Support for the Integrated Development of Urban and Rural Areas in Chongqing

本文立足于金融支持城乡融合发展,从金融空间、结构、规模和效率多个维度,采用城市和农村核心指标及其比值,通过建立向量自回归模型定量评估金融支持城乡融合发展效应。研究结果表明:短期城乡金融结构优化可以促使城乡发展差异缩小,长期金融规模差异缩小1%可以促使城乡差距缩小3.90%,金融结构、规模和效率对城乡收入差距的影响程度分别为12.17%、13.52%、9.56%。基于此,本文提出健全农村金融机构、扩大金融规模、提高金融服务效率以及注重农村金融人才培育等政策建议。

Based on the financial support for urban-rural integrated development,this paper quantitatively analyzes the financial support for urban-rural integrated development from the dimensions of financial space,structure,scale and efficiency,adopts the ratio of urban and rural related indicators,and establishes a vector autoregressive model.The research shows that the short-term optimization of urban and rural financial structure can reduce the difference between urban and rural development,the long-term reduction of financial scale difference by 1%can reduce the urban-rural gap by 3.90%,and the impact of financial structure,scale and efficiency on the urban-rural income gap is 12.17%,13.52%and 9.56%respectively.Therefore,this paper gives policy suggestions on perfecting rural financial institutions,expanding financial scale,improving financial service efficiency and paying attention to the cultivation of rural financial talents.