数字金融对区域创新水平的影响研究——基于专利数据的实证分析

Research on the influence of digital finance on regional innovation level-Empirical analysis based on patent data

文章基于2011~2019年北大普惠数字金融指数和全国省市级专利数据,运用理论研究和实证模型,分析数字金融发展对区域创新水平的影响。结果表明:数字金融发展在城市和省级两个层面均对区域创新水平具有显著的促进作用,且西部地区和中部地区的数字金融创新激励作用更为明显。

Based on PKU digital finance inclusion index and national provincial and municipal patent data from 2011 to 2019,this paper uses theoretical research and empirical model to analyze the impact of digital finance development on regional innovation level.The results show that the development of digital finance has a significant promoting effect on regional innovation level at both the urban and provincial levels,and the incentive effect of digital finance innovation in western and central regions is more obvious.