摘要
针对由电商、受资金约束的农户以及龙头企业组成的农产品供应链,考虑农户破产风险和农产品的产出随机性,分别构建保险和风险分担模式下电商、农户和龙头企业的收益模型。分析每种模式下电商、农户和龙头企业的最优决策以及最优决策的影响因素。研究结果表明:风险分担模式下电商以及农户的收益始终大于保险模式;当风险分担因子超过一定值时,保险模式下龙头企业收益更高;风险分担模式更有利于供应链的稳定发展。
Aiming at the agricultural supply chain composed of e-commerce,fund-constrained farmers,and leading enterprises,the bankruptcy risk of farmers and the randomness of output of agricultural products are considered,revenue models for e-commerce,farmers and leading enterprises are constructed under the insurance and risk sharing model.The optimal decisions of e-commerce,farmers and leading enterprises and the influencing factors of optimal decisions were analyzed in each mode.The results demonstrate that the e-commerce and farmer s returns under the risk sharing mode are always greater than the insurance mode;when the risk sharing factor exceeds a certain value,the leading enterprises under the insurance mode have higher returns;risk sharing mode is more conducive to the stable development of the supply chain.
作者
霍红
贾雪莲
姜曼
徐玲玲
Huo Hong;Jia Xuelian;Jiang Man;Xu Lingling(School of Management,Harbin University of Commerce,Harbin 152800,Heilongjiang,China)
出处
《计算机应用与软件》
北大核心
2022年第2期68-74,共7页
Computer Applications and Software
基金
国家自然科学基金项目(71671054)
黑龙江省哲学社会科学研究规划项目(17GLB023,8JYB147)。
关键词
供应链金融
破产风险
农业保险
风险分担
Supply chain finance
Bankruptcy risk
Agricultural insurance
Risk sharing