典当行业现状分析和发展对策研究

Current Situation Analysis and Development Countermeasures of Pawn Industry

典当行作为现存最古老的金融机构,以其独特的融资方式和灵活便捷的优势,成为社会主流融资渠道的有益补充,集聚民间资本进入金融领域,典当行能快速地为急需资金的中小微企业和个人提供融资便利,服务实体经济发展,但人们对典当行业仍存在一些理解上的误区,当下典当行在发展过程中也存在一些问题和风险。该文通过对典当行业现状分析,探索提出发展对策,旨在推进典当行业的特色经营和长远发展。

As the oldest existing financial institution,pawnshop has become a beneficial supplement to the mainstream financing channels of the society with its unique financing methods and flexible and convenient advantages.By gathering private capital into the financial field,pawnshops can quickly provide financing facilities for small,medium-sized and micro enterprises and individuals in urgent need of funds and serve the development of the real economy.However,there are still some misunderstandings in people's understanding of the pawnbroking industry.At present,there are also some problems and risks in the development of pawnbroking.By analyzing the current situation of the pawn industry,this paper explores and puts forward development countermeasures in order to promote the characteristic operation and long-term development of the pawn industry.