集团化企业开展融资租赁业务的意义及实务研究

Research on the Significance and Practice of Group Enterprises Developing Financial Leasing Business

融资租赁业务集贸易与金融于一体,天然具备融资与融物的双重属性。而财务公司作为企业集团内部银行,具有与生俱来的产融结合特性。本文基于对政策环境与行业情况的研判,对财务公司依托企业集团开展融资租赁业务的实施方案、经济效益及风控策略展开了实务研究,并对企业集团开展融资租赁业务的意义以及未来的发展思路进行了探讨。以期通过推动财务公司金融供给侧改革,有效发挥企业集团主业和金融产业之间的协同效应,提升企业集团的核心竞争力。

Financial leasing business integrates trade and finance,and it naturally has the dual attributes offinancing and"things involved".As the internal bank of enterprise group,financial company has the inherent characteristics of combination of industry and finance.Based on the research and judgment of policy environment and industry situation,this paper makes practical research on the implementation scheme,economic benefits and risk control strategy offinancial companies relying on enterprise groups to carry out financial leasing business,and discusses the significance and future development ideas of enterprise groups to carry out financial leasing business,in order to promote the financial supply side reform offinancial companies,effectively give play to the synergy between the main business of enterprise groups and the financial industry,and enhance the core competitiveness of enterprise groups.