预付式消费行为法律规制问题分析

An Analysis on Legal Regulation of Prepaid Consumer Behaviors

因具有优惠力度大、交易方式便利等优势,预付式消费这种新型交易形式近年来取得了快速发展。但因为我国相关的立法还不够完善、监管机制不甚健全、社会组织职能也相对薄弱,这种新型消费形式在快速发展过程中也出现了消费者与经营者双方责任承担失衡、消费者维权困难等弊端,严重损害了消费者的合法权益,影响了消费市场的健康发展。应从加强立法、健全监管机制、完善配套措施等方面对其进行法律规制,以保护人民群众的正当权益。

Prepaid consumption has its advantages with its big discounts and and convenience in exchange,so this new form of transaction is developing rapidly.However,due to the imperfect legislation and supervision mechanism as well as the poor functions of social organizations,there exists an imbalance between the responsibilities of consumers and businesses and the drawback that it is sometimes difficult for consumers to protect their own legal rights.As a result,the interest of consumers may get damaged and the healthy development of consumer market may be affected.To safeguard consumers legitimate rights and interest,it is necessary to strengthen legislation,perfect supervision mechanism and supporting measures.