互联网金融下大学生投资理财研究

Research on the Investment and Financial Management of College Students in the Internet Financial Environment

随着我国国民收入的不断提高,投资理财成为人们普遍关注的领域。信息时代互联网金融的普及,使得投资理财更加便捷,其消费人群也日益广泛,并逐渐走进高校。由于互联网金融相关的监管机制还未完善、大学生自身理财观念不科学等因素,大学生在投资理财过程中遇到了诸多问题。为改善大学生互联网金融环境,提高大学生在投资理财过程中的风险意识,本文以互联网金融的发展为背景,对大学生投资理财现状及问题进行研究,并提出相应的风险防范对策。

With the continuous improvement of China’s national income,investment and financial management become the area most people are concerned about.The popularization of Internet finance in the information age has made investment and financial management more convenient,made the consumer groups be increasingly enlarged,and gradually stepped into colleges and universities.Due to factors such as the incomplete supervision mechanism related to Internet finance and the unscientific concept of financial management of college students themselves,college students have encountered many problems in their investment and financial management.In order to improve the environment of college students’Internet finance and improve the risk awareness of college students in the process of investment and financial management,this research takes the development of Internet finance as the background,studies the current situation and problems of college students’investment and financial management,and proposes corresponding risk prevention countermeasures.