摘要
破解“不良资产处置难”难题,可以换个角度进行考虑。一方面,加强对宏观趋势与企业个体生命周期的跟踪分析,增强金融供给和社会融资需求的适配性。另一方面,大力推动信贷资产的交易、流转以及资产证券化。更微观的层面上,可以对抵质押物处置方式进行创新。
"Difficult disposal of non-performing assets"may be solved from a different angle.On the one hand,strengthen the tracking and analysis of macro trends and life cycles of individual enterprises,and enhance the adaptability of financial supply and social financing needs.On the other hand,promote the trading and circulation of credit assets and asset securitization.On a more micro level,it is possible to innovate the disposal methods of collaterals and resolve the problems of difficult and expensive financing for small and medium-sized enterprises and difficult risk control for commercial banks from the root.
作者
丁化美
Ding Huamei(Tianjin Financial Assets Exchange Co.,Ltd.)
出处
《中国银行业》
2022年第1期79-81,6,共4页
China Banking