摘要
本文基于2014-2018年我国36家上市商业银行的面板数据,将贷款损失准备金和不良贷款作为非期望产出,分析风险管理因素对中国上市商业银行效率的影响,并对国有大型商业银行、股份制商业银行、城市商业银行和农村商业银行四类银行效率进行对比研究,并采用Bootstrap方法对影响银行效率的因素进行分析。
Based on the panel data of 36 listed commercial banks in my country from 2014 to 2018,this paper takes Loan Loss Reserves(LLR)and Non-performing Loans(NPL)as undesired output,analyzes the impact of risk management factors on the efficiency of China's listed commercial banks,and provides a comprehensive A comparative study on the efficiency of four types of banks:joint-stock commercial banks,city commercial banks and rural commercial banks,and the Bootstrap method is used to analyze the factors affecting bank efficiency.
作者
杨振武
YANG Zhen-wu(School of Economics,Guangzhou College of Commerce,Guangzhou 511363,China)
出处
《价值工程》
2022年第10期1-5,共5页
Value Engineering
基金
2019年广东省教学质量与教学改革工程建设项目,特色专业建设(互联网金融专业)(立项编号:2019SJTSZY01)。
