新时代中小企业财务风险管理研究

Research on financial risk management of small and medium-sized enterprises in the new era

改革开放以来,我国中小企业得到了长足发展,但因为自身条件的限制,我国中小企业在发展和企业管理的过程中存在不同程度的问题,特别是财务风险管理方面存在一定的改进空间。由于财务风险内控制度不健全、资金筹集结构不合理等因素,很多中小企业都难以应对复杂多变的财务风险,甚至面临破产的危险。有效识别和管理财务风险是新时代中小企业生存发展的重要方法。文章从加强财务风险内部控制、建立财务风险预警体系等方面为中小企业财务风险提供解决措施,旨在为我国中小企业识别、管理、应对、总结财务风险提供一点借鉴,促进中小企业在激烈的市场竞争中实现长久发展。

Since the reform and opening up,China's small and medium-sized enterprises have made great progress,but due to their own conditions,the development and management of small and medium-sized enterprises(SMEs)in China have different degrees of problems,especially in the area of financial risk management.Due to factors such as unsound internal control of financial risk,unreasonable fund raising structure,many SMEs are unable to cope with complex and variable financial risks and even face the risk of bankruptcy.Effectively identify and manage financial risks is the important method of the survival and development of SMEs.This article provides solutions for SMEs'financial risks from the aspects of strengthening financial risk internal control,establishing financial risk early warning system,etc.It aims to provide a reference for SMEs to identify,manage,respond to,and summarize financial risks in China,promote long-term development of SMEs in the fierce market competition.