乡村振兴金融服务的“三个边界”:基于金融精准扶贫的总结

The“Three boundaries”of Rural Revitalization Financial Services:Based on Summary of Financial Precision Poverty Alleviation

我国已历史性地解决了绝对贫困问题,正向着全面建成社会主义现代化强国的第二个百年目标迈进,“三农”工作从脱贫攻坚迈向乡村振兴。本文通过总结我国金融精准扶贫举措和特点,发现脱贫攻坚金融服务推动形成了更适当的农村金融治理体系,构建和重塑了贫困地区金融生态。同时,结合脱贫攻坚金融服务中认识到的难点问题,建议未来金融支持乡村振兴过程中,明确县域法人机构与大型机构服务的边界、科技赋能与传统服务的边界、普惠性与商业性的边界,完善乡村振兴金融服务的“机构”“、方法”和“产品”。

China has solved the problem of absolute poverty historically,and is moving forward with high spirits towards the second centennial goal of building a powerful socialist modern country.The work of“Agriculture,countryside and farmers”moves from poverty alleviation to rural revitalization.By summarizing the measures and characteristics of financial precise poverty alleviation in China,this paper finds that the financial service for poverty alleviation has promoted the formation of a more appropriate rural financial governance system,and has constructed and reshaped the financial ecology in the poor areas.At the same time,combining the difficulties recognized in the financial services for poverty alleviation,we suggest that in the process of financial support for rural revitalization in the future,we should make clear the boundaries between county-level legal person institutions and large-scale institutions,between scientific and technological empowerment and traditional services,between inclusive and commercial services,to improve the“Institutions”,“Methods”and“Products”of rural financial revitalization.