供应链金融下我国保理行业现状热点及前沿研究

Current Situation,Hot Spots and Frontier Research of Factoring Industry in China under Supply Chain Finance

面对供应链金融中小企业融资不畅的经济困境,新型融资模式商业保理逐渐成为了政府与学界关注的重点。以CNKI知网2011-2021年近十年收录的以“保理”为关键词的文章作为样本,将其导入至CiteSpace5.7知识图谱软件中进行量化分析,深度研究与剖析了我国在供应链金融的大背景下保理行业的主要热点研究问题与研究前沿。研究结论表明,2021年以保理为关键词的发文量达到近十年峰值,主要发文作者与发文机构之间相互合作程度较低,且文献主要来自于金融企业或者以金融见长的高校;现下基于保理的研究将金融与风险与结合。结合相关政策与文件精神指示,未来的研究热点会基于中小企业债权让与研究如何发展健全以反向保理为主流模式的商业保理。

In face of the lack of access of small and medium-sized enterprises to supply chain finance,commercial factoring,a new financing model,has gradually become a focus of the government and academia.In this paper,we collected from the CNKI library all articles with"factoring"as key word in the ten years from 2011 to 2021 as sample,imported them into the CiteSpace5.7 knowledge graph software for quantitative analysis,and analyzed in-depth the main hot and frontier of the research on the factoring industry in China in the context of supply chain finance.The result showed that in 2021,the volume of publications with factoring as the key word reached a peak for the past 10 years,the degree of cooperation between the main authors and the publishing institutions was low,and the literature body was mainly from financial enterprises or higher education institutions specializing in finance;and currently the studies on factoring were mainly concentrated on financing and risk.Finally according to the spirits of relevant policies and documents,we believed that in the future,researchers in this field would be more focused on the development and improvement of reverse factoring as the mainstream mode of commercial factoring based on debts assignment of small and medium-sized enterprises.