“双碳”目标下我国商业银行绿色金融建设探究

Research on Green Finance Construction of China's Commercial BanksUnder the "Dual Carbon" Target

“双碳”目标是中国经济实现高质量、可持续发展的内在要求,也是中国向国际社会作出的庄严承诺,这意味着中国经济将全面向低碳转型。金融是现代经济的核心,在为经济发展提供“活水”、推动绿色低碳发展方面发挥着巨大作用。银行业在金融资源配置中发挥着核心作用,在促进经济和社会可持续发展方面发挥着关键作用,绿色发展离不开银行业的有效支持。论文梳理了我国绿色金融政策的发展历程和商业银行绿色金融的发展现状,并针对存在的问题和挑战提出了对策和建议。

The goal of"dual carbon"is the internal requirement for China's economy to achieve high quality and sustainable development.It is a solemn commitment China has made to the international community.It means that China's economy will be fully low-carbon.Finance is the core of modern economy and plays a huge role in providing"living water"for economic development and promoting green and low-carbon development.The banking industry plays a central role in the allocation of financial resources,and plays a key role in promoting sustainable economic and social development.Green development cannot be achieved without the effective support of the banking industry.This paper reviews the development history of China's green finance policy and the development status of green finance in commercial banks,and puts forward countermeasures and suggestions for the existing problems and challenges.