老年人安养的监护信托法律现代化

Legal Modernization of Guardianship Trust for Elderly Hospice

我国对老年人安养有基本的社会福利制度保障,但是商事法律仍有可作为之处。为了维护和尊重身心障碍老年人的基本权利,法律制度需要一定的改革,其基本价值理念有三:尊重自主决定权、维持生活正常化、发挥老年人尚余的行为能力。监护信托是民法监护制度和商法信托制度协同配合的制度,为我国老年人安养提供了可供选择的新思路。人口老龄化的趋势呼唤我国《信托法》《老年人权益保障法》进一步现代化,使商法制度回应社会发展的现实需要。

There are basic institutional guarantees for the elderly hospice in China,and there is still room for action in commercial law.In order to maintain and respect the basic rights of physically and mentally handicapped elderly people,legal reform is imperative.The basic values of the reform are three:respecting the right to make autonomous decisions,maintaining the normalization of life and bringing into play the remaining behavioral capacity of the elderly.Guardianship trust is a synergistic system of civil law guardianship system and commercial law trust system,which provides new ideas for the hospice of the elderly in China.The trend of population aging calls for further modernization of our Trust Law and the commercial law system to respond to the real needs of social development.