元宇宙趋势下银行业数字化转型新范式

A new paradigm of banking industry digital transformation under the trend of metaverse

元宇宙是数字化转型的新途径,传统的数字化发展范式将遇到深刻变革,催生出金融元宇宙的新范式,体现为从智能手机到智能终端的转变、金融资产到数字资产的转变、中心化到去中心化的转变,以及零售金融到产业数字金融的转变。

Metaverse is a new way of digital transformation,and the traditional digital development paradigm will undergo profound changes.To stay in line with the general trend of the digital economy and the development of the metaverse,commercial banks must firmly promote digital transformation and innovative exploration,deeply understand the paradigm shift under the new metaverse situation,respond to uncertain changes of demand with certain technological innovation,and,keep empowering the only rules for business innovation and business model innovation with technology,and adhere to the bottom line of compliance and security,so that they will certainly be able to better meet the growing and changing new needs of clients.