我国环境责任保险制度的完善路径

The Perfect Path of Environmental Liability Insurance System in China

经济迅速发展的同时,环境问题也日益严重,各地环境事故频发,造成大量人身以及财产的损失,环境责任保险制度应运而生,但我国环境问题仍然没有得到很大程度的改善,完善我国环境责任保险制度迫在眉睫。运用实证主义分析法、文献分析法和比较分析法,分析我国目前环境责任保险制度的现状与问题,并对完善环境责任保险制度提出建议。通过完善法律、加大政府管理力度等措施,使环境责任保险制度从制定到落实都有条不紊。以此有利于国家的环境治理,从而进一步减少环境责任保险事故的发生和造成的损失。

With the rapid economic development, environmental problems are becoming more and more serious. Environmental accidents occur frequently in various places, causing a large number of personal and property losses. The environmental liability insurance system has emerged as the times require. However, China’ s environmental problems have not been greatly improved,and it is urgent to improve China’s environmental liability insurance system. Using positivism analysis method, literature analysis method and comparative analysis method, his paper analyzed the current situation and problems of China’s environmental liability insurance system, and put forward suggestions for improving the environmental liability insurance system. Through measures such as improving laws and strengthening government management, make the environmental liability insurance system formulate and implement in an orderly manner. This is conducive to the country’s environmental governance, and further reduce the occurrence of environmental liability insurance accidents and the losses caused.