数字普惠金融对农业企业创新的影响

The Influence of Digital Inclusive Finance on the Innovation of Agricultural Enterprises

为了研究数字普惠金融对农业企业创新的影响,通过查阅农业行业企业数据得到213个可观测值,运用Stata16.0软件进行描述性统计、相关性分析、多元回归分析、内生性检验、稳健性检验。结果表明:数字普惠金融总指数及其分指数对农业企业创新有显著促进作用,数字普惠金融总指数每增加1%,会引起被解释变量农业企业创新水平平均增加0.3564%;数字普惠金融覆盖广度、数字普惠金融使用深度每增加1%,分别会促进农业企业创新水平平均增加0.3388%、0.3785%。

In order to study the influence of digital inclusive finance on the innovation of agricultural enterprises,213 observable values were obtained by consulting the data of agricultural enterprises,and descriptive statistics,correlation analysis,multiple regression analysis,endogeneity test and robustness test were carried out by using Stata16.0 software.The results show that the digital inclusive finance and its sub-indices can significantly promote the innovation of agricultural enterprises,and increase 1%in the digital inclusive finance index will lead to an average increase of 0.3564%in the innovation of agricultural enterprises as the explained variable.The coverage of digital inclusive finance and the depth of digital inclusive finance will increase by 1%on average,which will promote the innovation of agricultural enterprises by 0.3388%and 0.3785%respectively.