数字普惠金融发展对农民收入影响的实证分析--以吉林省为例

An Empirical Analysis of the Impact of the Development of Digital Inclusive Finance on Farmers'Income Growth--Take Jilin Province as an Example

既有研究表明,数字普惠金融能为缓解农村地区金融排斥状况、助力精准脱贫、巩固脱贫攻坚成果、实现乡村振兴提供新思路。基于吉林省9个市县2011—2019年的面板数据,借助北大数字普惠金融指数,实证分析数字普惠金融发展对农民收入的影响。研究发现,数字普惠金融发展对吉林省农民收入提升具有显著效应,财政支农、产业结构和城镇化三个控制变量也对被解释变量具有明显影响。

Existing studies have shown that digital inclusive finance can provide new ideas for alleviating financial exclusion in rural areas,helping to accurately eradicate poverty,consolidating the achievements of poverty alleviation and realizing rural revitalization.Based on the panel data of 9 cities and counties in Jilin Province from 2011 to 2019,with the help of Peking University Digital Inclusive Finance Index,this paper empirically analyzes the impact of the development of digital inclusive finance on farmers'income.It is found that the development of digital inclusive finance has a significant effect on the improvement of farmers'income in Jilin Province,and the three control variables of financial support for agriculture,indus-trial structure and urbanization also have a significant impact on the explained variables.